I run a retail service business (operating campgrounds and public parks) with over 400 employees. We knew from the day that the PPACA (or “Obamacare”) passed we would be too large to be exempt from the law and that it would have enormous, even catastrophic effects on our business. So we have spent a lot of time studying the law and its associated regulations to understand exactly how it will affect us. Which has been difficult, since some of the key regulations that would apply to us (e.g. around seasonal work forces) have not even been written yet, just 8 months now before the law is to take effect.