To me the astonishing part is that people are outraged at the possibility that Congress — which, after all, was elected to write the laws — should decide this, rather than the CFPB, which, having been established by Congress via Dodd-Frank with (probably unconstitutional) funding from the Federal Reserve, is now (surprise!) totally unaccountable, to the point that even mainstream Democrats like Ms. Wasserman Schultz think it is ridiculous.
Source: Hooray for Wasserman Schutz :: The Future of Capitalism